Welcome to Nationwide FlexPlus Travel Insurance
If you’re thinking about opening a Nationwide FlexPlus Current Account but need to know whether your pre-existing medical conditions will be covered and how much this will cost, you’ll be able to find all the information, including a price here.
Pre-existing conditions upgrade
The upgrade is valid for 12 months (subject to eligibility) and is designed to cover the costs of cancellation, emergency medical treatment abroad and getting home if any insured person becomes suddenly and unexpectedly ill or injured due to a pre-existing illness, injury or disease.
Undiagnosed symptoms are not covered therefore you don’t need to tell us about them. If you are under investigation, for example waiting for tests or results, or a referral appointment for any undiagnosed health problems or symptoms, you should consider waiting until you have a diagnosis before booking a trip.
You can obtain a quote for pre-existing medical conditions upgrades on the following pages, but please remember:
- you will not be able to purchase the upgrade until you have opened a Nationwide FlexPlus current account
- any premium quoted is indicative and remains valid for 30 days from the date you get your quote. After 30 days the quote will expire and you will need to get a new quote for the upgrade that you need
Once you have opened your account, you will be able to register your details with us to accept or amend your quote.
Single trip cover information
We understand that your needs may change, and there may be times where you may need to increase some of the limits or extend your cover.
Here you’ll be able to get a quote to increase your trip duration limit, increase your cancelling or coming home early limit or extend your cruise cover. You should review each upgrade to understand if you require any of them for your trip.
To ensure you are fully covered, you should consider buying your upgrade at the point of booking the trip.
We’ll provide the insured persons with the cover set out in their terms and conditions for trips up to a maximum of 31 days.
If you’re planning a longer trip we won’t cover any incident which occurs after 31 days unless a longer trip upgrade has been purchased.
We’ll provide the insured persons with the cover set out in their terms and conditions for trips up to a maximum of £5,000 per person. If you or anyone covered by this policy are planning a trip and want to increase this limit you can upgrade to a maximum of either £7,500 or £10,000 per person
This upgrade covers one single trip, you will need to buy this for each trip you need an increased limit for.
If the insured persons have booked a cruise, the cover as set out in their terms and conditions includes claims for cancellation and medical emergency. You can however increase cover under your policy for things such as cancellation of a scheduled port stop.
This upgrade covers one single cruise, you will need to buy this for each cruise you need additional cover for.